Working-capital financing for small businesses

Choose it today. We pay for it — you repay on your terms

ArabianPay finances your operational purchases from a network of verified suppliers, then splits the amount into clear installments — with zero strain on your daily cash flow.

500+ verified merchantsSharia-compliantBank-grade encryption
A small business owner using ArabianPay

Sample invoice

SAR 3,000

3 equal installments

Numbers that speak for themselves

A supplier network growing every month

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verified merchants & suppliers

0K

SAR financing limit, no paperwork

0

flexible installments per purchase

0

hidden fees, ever

Our partners

Shop stock from leading suppliers across the Kingdom

Order through ArabianPay — a growing network of verified suppliers across many categories.

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Why ArabianPay

Everything you need to finance your purchases, in one place

Financing designed around how your small business actually operates — no complex forms, no long waits.

Approval in minutes

A fast financing decision — no waiting, no complex paperwork.

Three simple steps

Register your business, request financing, then buy from a supplier and repay on a scheduled plan.

1Register
2Request financing
3Buy & repay

Sharia-compliant

Every financing contract is structured on Sharia-compliant principles.

Wide supplier network

Choose from 500+ verified suppliers and merchants across multiple categories.

Clear scheduling

Know the date and amount of every installment in advance — no surprises.

Illustrative example

See what your installments could look like

Every purchase is split into 3 equal, clear installments — with no added fees.

Start financing now
Invoice valueSAR 3,000
1Today
SAR 1,000
2In 30 days
SAR 1,000
3In 60 days
SAR 1,000

Illustrative example for a business purchasing SAR 3,000 of stock — actual figures depend on your order.

Ready to finance your next stock-up?

Sign up in minutes and start buying from our verified suppliers.

Get started for free
Start financing your purchases todayGet started